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Waiting for payday? No need.

Shop your skincare & beauty must-haves today and pay later in interest-free instalments with humm! SkinShop are delighted to be teaming up with humm so you can get more time to pay for the things you love. Select humm at checkout to split your purchase into 4 payments. No interest. No catch.*

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how it works

FAQ's

Who is humm?

humm is a Retail Instalment Payment Plan Facility and is governed by the laws applicable to the Republic of Ireland. humm is underwritten by FlexiFi Europe Limited.

How does humm work?

humm are a retail instalment payment plan facility. In simple terms, it’s an easy alternative to paying with cash or credit card for goods offered by SkinShop.

humm allows you to spread the cost of your purchase. 

Complete a humm application (please ensure that you are not using Internet Explorer) and humm will assess it for you. If you are approved for finance with humm, you can use this approval to make purchases with SkinShop  *Upfront fee’s such as application fee’s, monthly account keeping fee (dependent on your plan) & interest per month after your interest free period is over are applicable depending on your bespoke plan.

Is there a limit on how much I can spend through humm at SkinShop.ie?

Customers must spend between €2.50 and €999.99.

What payment plans are available on humm?

The payment plans available to you depend on the amount you are spending. 

€2.50-€499.99: 5 fortnightly payments with an application fee of €0 and a 0% interest rate. 

€250-€499.99: 6 monthly payments with an application fee of €5, a €1 account keeping fee and a 2.99% interest rate.

€500-€999.99: 6/12 monthly payments with an application fee of €10, a €1 account keeping fee and a 3.99% interest rate. 

What is an Account Keeping Fee?

The account keeping fee is only applicable to spends between €250 and €999.99. This fee (€1) is payable in arrears on the first Instalment Payment Date and each subsequent Instalment Payment Date. 

Application Criteria

Be at least 18 years of age

Provide proof of PPS number & address

Be an Irish citizen or permanent resident of Ireland

Earn a minimum taxable income of €1,000 per month

Have a current credit/debit card and a photo ID

Have a good credit history

What documents are required?

If you have not fully submitted your application for assessment, you can resume and complete the application through the humm website, provided you have received a Resume Code. This code appears in the Privacy email you would have received when you requested your Consent Code. To resume your application, follow this link. You’ll need to click “Resume an existing application” and enter your Resume Code. Please note, if your application has already been submitted for assessment, it can’t be resumed. If you need to submit additional documents, simply reply to the email you’ve received from humm, or send the relevant documents to documentsie@shophumm.com with your full name in the subject line.

What happens if I cancel or return my order?

As soon as SkinShop.ie have accepted your cancellation/return, then humm will cancel the statement or refund your payment, providing it is in line with SkinShop’s returns policy

Will I still get my rewards points if I use humm as a payment option?

Yes! Rewards are offered with all payments options on SkinShop.ie. Join our Rewards Programme today to start earning. 

Is my payment information safe?

Payment information is processed securely by humm. No card details are transferred to or held by SkinShop.ie. All transactions take place via connections secured with the latest industry standard security protocols.

I have been redirected to humm to complete my purchase, is this correct?

If you have chosen humm at checkout as your payment method, you will be redirected to humm to complete your application and purchase. 

I still have questions regarding humm payments, how can I get in touch?

Visit humm’s Customer Service for a full list of FAQ’s, live chat and call options.